It is difficult to provide exact premiums because of the variables use to determine premiums; Product type, Age Banded, Income, Underwriting, Industry Ratings, etc.
Accident: Three levels (Basic $14.44/mo., Preferred $19.00/mo., & Premium $24.36/mo.) the primary difference is in the amount of benefit. There are multiple riders that may be added for individual needs, i.e. Short Term Disability rider for a spouse.
Short Term Disability: DI 1000 is an individual voluntary product w/o participation requirements. Examples of someone 45 years old, with a $1000/mo. For 6 months benefit, 0/14 day wait period, AAA industry rating. The premium would be approx. $25.00/mo.
Cancer 1000: There are 4 levels starting at $11.50/mo. Level 3 is $26.50/mo. And includes an annual Wellness benefit of $100.00; again the primary differences are in the amount of benefits paid out.
Medical Bridge 3000: Hospital Confinement/Out-Patient Surgery plan. Example; 49 years old, $1000 Hospitalization benefit and $1000 and $2000 Out-Patient surgery benefit is approximately $25.00/mo. These plans can vary from $500-$3000 benefits. Five plans with multiple variations, premiums on the low end $12.00/mo.
Critical Illness: Multiple plans, with benefit amounts of $5000.00-$100,000.00. Example Non-tobacco, 17-24 years old, the rate is .24/$1000 of benefit. Someone 40 years old, the rate is .79/$1000 of benefit.
These are examples only.
